Before You Start A Business In The Philippines - Things To Consider
Today, we're going to talk about doing. Business in the, Philippines. One. Of the questions or set of questions I get most often, is about. Starting. A business in, the Philippines I do have a lot of close, friends who, own businesses there. In the, Philippines for instance Gordon, out there and I'll put links to their their, different businesses his wife is a real estate agent Filipina, and his, his. Business, is building. And contracting, of homes they're, there in Philippines, there's. Also my, buddy, Orville. Many of you know Orville Henry, he. Is the owner of jam, rock he is from Jamaica started. A Jamaican, restaurant there, and a. Very good friend of mine you know so I've gotten a lot of information from him as well about just. Starting and running a business and, the different challenges involved, in that's what I'll be sharing with you here today and, then, again. There's just so many others there's Peter who, was the previous owner of the pasta King which you may know and I've. Done plenty, of interviews, with for, instance the owner of tar bush out there also in Dumaguete, of, different owners of restaurants and others I just knew firsthand. Never, did an interview with them but again, just gleaned a lot of information because. Myself I'm very very. Very. Much a proponent and an advocate and supporter, of small business, I've been, into small business since I was about 30 years old and it. Just really is one of my hobbies, that fascinates, me everything, about the. Whole function of small business so, what. I want to share with you are some guidelines some, things to think about before. You start making. A plan to. To. Go, to the Philippines and start, a business there, are generally, two groups, of expats. Interested, in starting a business in the Philippines, now the first group is guys. Who are pre-retirement. Who are not collecting, a pension yet, and so. They want to start a business because it's the only way that they can earn income, while. Living full-time in the Philippines so they, they're doing it out of necessity, in. Order to make some income now, the second, group is are, those who. There, they're already set for their tenshun they'd really maybe don't need the money but, they're, looking for something to do and maybe. Over the years it's always been. Kind. Of a bucket, list item for them you. Know kind of like the movie cocktail you know just go to another country a tropical. Area set up your own bar set, up your own restaurant. You, know get to meet interesting people and. You know flip good liquor bottles, in the air and whatever and just, you know have a great time running, a business not. Out of necessity but, more like again, just sort of something, fun to do now. What. We're gonna look into here, again, I'm not trying to talk you out of, or. Even into, running. A business in the Philippines that's a that's a decision you're gonna have to make on your own but, there are some things that I want you to consider before. You actually pull the trigger and, do, that now. The, first bit. Of advice I, would give you I have given generally. To most people, as a new expat, is. During. Your first, year if it's still your first year, moving, to the Philippines, or, Vietnam, Thailand.
Cambodia. Wherever. It is that you're going this. Is my strong, recommendation to. You really really listen to this because I'm putting this first. In. Your first year. Make. No commitments, do. Not get a lease on a place do, not start, a business, do, not put money into someone, else's business. Your. First year, you. Really, need to acclimate. To, the city that you're thinking about starting a business in. This. Is very, important, number one you, need to learn how things, work, in the, Philippines and, in that city you know, I won't get into all the details but some, cities you. Really got to know the right people and do the right things in order to get all the permits and licenses and. Everything you need to get done so you. Want to spend a year networking. Getting to know the right people finding. Out you, know and, another thing you want to do during, that first year is figure, out your mark, because. That first year, if you're, for instance thinking. Of starting a restaurant. In Dumaguete, let's just say as an example. You. Want to spend a year there and, drive. Around town and get. To know really. The demand, or. How, many expats, are there well it turns out there's a lot of expats how much competition, is there well therefore, being a small town dumaguete. Has a lot. Of food, choices a lot, and, I, would say I don't know maybe maybe. 60%, 50%, our. Local. Philippine, franchises. And places. To eat and then. The other balance. Is. Restaurants. Owned, and operated by. Expats. Now, out of those ones that are run. By expats. Which you would probably see as your major competition. You've. Got the different food. Genres. You got the Italian food the Asian food the Greek food you, know all the different international, foods so, you have to look at who your competition is, gonna be but if you're gonna go after the expat, market, you really need to be in that place a year, to, to, see what the demand, is because. The last thing you want to do is lease out a place get it all decorated, hire a bunch of staff get all your food supply coming, in you, know get, your bookkeeping, all in order setup, with the bir a tax. License, and and, then, nobody shows up you. Know because, you, didn't get familiar, with the market in that area, and it can be different, starting. A restaurant, say.
For Instance in, the, Ayala area of Cebu, is going, to be much pricier, and and. Yes, you'll be able to reach more expats, and charge. A bit higher for, your food or your services. But. It's. Going to cost you more overhead, so how much are you willing to gamble if you, go out to say. A small place like tog. B which, is a decent-sized city and it is growing. Again. You know you have to get familiar, not just drive around one or two days and see who your competition is you, really, need to know the market how many expats, are there living. There how, many of them could use your services, how many are just bouncing, in because they're on their way to the beach. Again. You want to really, do your research so don't. Just jump in there and start. A business your. First two three months second, thing that I want to share with you is. Especially. With guys who are starting, a restaurant or, whatever business and, it could be a service, again you know when you're talking about business, you can be talking about providing, a product a service or. A combination of the two restaurant, is sort of a combination of the two you're providing, both food and service. Or you could deliver a service such as real estate or, you could deliver again. A service, like building, building, a home whatever but. Before. You do that when, you're, when. You're thinking about this. You. Really got to ask, yourself a hard question, have. You succeeded in, running. This kind of business in your, home country, already. Do. You have the experience. Because. If you're a guy who, has never. Run a business before in your home country, the. Odds of you succeeding. In your first, business, in a foreign country are pretty. Slim, you. Know you so if you're gonna start a business if. You. Really, need to go in there with some experience and even, then what. You have so, far is, experience. Running a business in your home country, where, the regulations. Are a bit more, defined. Where. The process, is a bit more structured, when. You go to do a business in the Philippines one. Of the things you'll have to be aware of for instance is the 60/40, rule or what, some people call the Filipino, first law, which. Essentially, says that when you start a business you're. Only going to own 40%. The. Other 60%, needs. To be owned. By a Filipino. Citizen. Now, usually, most married. Guys make. Their wife the, 60% owner because. The whole issue here, is trust so. You, really, need to have somebody, that you have good reason. To trust with. 60%, of, your business, the controlling, end really, because. If it's just some, guy you met, six. Months ago and he seems like a nice guy. A Filipino. And. You decide you're, gonna trust him really, that's not reason, enough you, need to really, have solid, reason, to. Trust this guy with the ability, to walk, in the bank at any given day of the week pull.
Out All the money that's been earned take out loans against, the business and then, disappear, he, can do that anytime he wants because he's sixty percent owner of that business and. He's. Gone and guess, who's left with all the liabilities. And lack of money in the bank you, that's. All on you all, the taxes, that didn't get paid that he told you that they were getting paid by to the BIR that's. All on you now I was, at the I. Was living right near the grand mall over there in makan visage something you know where it's at and, I, went upstairs and, there. Was an empty suite and again, I've always had an eye for for. New businesses, coming up I always want to see you know where, their plan how are they decorating, it how are they running it how's their service, do, they succeed, do they not succeed, so. I saw this sweet one, day, and. It. Was at first empty and the next thing you know in the space of a week there. Was ovens. Being brought in big stainless steel you, know wash, stations. For the kitchen, booths. For, the. You. Know for the seating area and, I, forget what type of restaurant it intended, to be but every, day you were seeing all this major, ticket, items getting purchased, and put into the restaurant and. Then. About. Two, months later I, realized. That all the stuff was in there but it wasn't being a rain it wasn't being installed, and then. After, about two months like I said the I went there and there's this big chain, around, the door to that suite, with. A huge, padlock. On it now. I asked, around and. Said hey you know anybody know what happened here, I mean I was really looking forward to maybe a new restaurant or something and, after, asking around awhile and talking to some people I found out the story what. Had happened is an American, had gone ahead and, taken. Out a loan to, get a release, to, this, location. In the mall and of. Course, he had to have a 60% ownership. Over to a Filipino, so. He went ahead and they started. Out with him. Funding, pretty much 100% of this and by the way there's an anti dummy law which, says that that. 60% owner, is supposed to be putting 60%. Of his money into, the business but. Because. A lot of expats, think that they're gonna be clever they, go ahead and they fund the business a hundred percent they. For. Lack of a better word launder. The money through. To the Filipino, to make it look like he's, the one putting in his money but. Really the expat, is funding, 100%. Of the business so. What, had happened and by the way with the anti-dumping laws if you're caught doing that it's, illegal and you'll, probably you know if you get all it's gonna take somebody snitch on you you're busted and then then the BIR comes, in takes a look at your books and then you're screwed so. What. Happened, here was the the. 60%, owner, went. Ahead and made it look like they were gonna get started on this business but, meanwhile, he took out loans. Against. You know the the value of the business plus. The, money that he was telling the owner was, getting paid for the lease he. Was pocketing, that essentially. He, was he. Was acting like a pirate he was pretty much just raiding. This. Guy's business, and. He and it was technically. There was legally, nothing, to stop him from doing it, so in, the end you. Have an American, who now has a one-year, lease that he needs to pay on, this suite in the, mall he's, got a whole bunch of equipment that has a bunch of debt attached, to it he's got loans that the other guy took out and I.
Mean Essentially, the whole thing turned into a big negative nightmare. So. That's. Something to really consider if, you're not an experienced, businessman, and you don't have somebody you truly, can trust, then. You're, gonna have some real hurdles, to face running, a business in the Philippines, now. I mentioned in passing here the BIR, the. BIR, is I believe, the Bureau. Of Internal Revenue, if you're an American citizen it's, the equivalent, of the IRS. Now. The BIR is the, agency, that you need to register your business with in order to pay taxes, to the Philippines, this, is apart from any taxes, that you as an American again, I don't know about other countries, but. United, States citizens, have to report. The income they make in another country, to be taxed on on the balance of that so. You're you're going to be paying taxes, as an American citizen to, both the Philippines, and, to the. United States not, on the same money necessarily, but again. You're gonna you're, just not going to get away from the IRS and you do have to be over with the BIR now. Before. You go starting, a business again. What. You don't want to do is is. As, you're playing with the idea of running a business say to yourself well, I'll just start and I'll go to the BIR I'll get my business license, and I'll just kind of go a little at a time and, just sort, of you know start it up slowly and so, here's, the problem if you go to the BIR and you, file, that you have a, business, that you plan to run, well. Sure they will process the paperwork and you say yeah I'm gonna run this little schnitzel. Stand or, I'm gonna do a barbecue, thing or I'm gonna I'm. Gonna offer whatever, you know services. So. Great so you go ahead you set up this account, with, the BIR, well. If you start that business of, course, every, quarter, they're gonna want their taxes, so you go ahead you pay your bir taxes, and then, you decide a year later six, months usually six, months later or whatever you. Decide you know this this whole running a business thing is not for me you know I'm shutting, this thing down, well.
Yeah You can shut down the doors and end, the lease and get rid of the stuff and reclaim whatever money you can but. Here's the challenge you're gonna have you're. Gonna have to convince, the, BIR, that. You're not running a business anymore, and, that. Will be a task because. In their mind they really. Want to know you shut this business, down because, for all they know you're, pulling a fast one on them you're gonna keep running, in you know running a cash business on, the side so. They really, want to know that you really are not. Having. Any tax liability. For the continuing, quarters, before, you go registering. It with the BIR you. Should really have all your ducks in a row you should have all the financing. Worked out you should know that you're who you're gonna do your 60 40 % with you, should have your marketing worked out you should have your everything. You should have you should know your market, and then. Go. To the BIR and file, to get your business started. Recurring. Consistant. Complaints. That. I have heard from every. Expat. Business, owner that. I have met in the Philippines, from Cebu, to dumaguete to, be whole anywhere. Is this. Employees. Now. In. Any business even in the United States whatever you're gonna have turnover, especially when you're talking about jobs, that are low-paying such as waiter or waitress cook. Well, your cook you really should be investing, in your cook that is your business but, you. Know dishwasher. That kind of thing. You're. Gonna have to deal with a whole lot of turnover. Just like back, home and and. Maybe, even more so in, the Philippines, there. I'll. Just put it this way good help is hard to find it's, good it's hard to find just about anywhere but, you're really gonna have your work cut out for you you, will have if, you put out a job, opening. Announcement. You. Will get lots of responses. Because, there's lots, of people looking for work, the. Issue is once you hire them, how. Trainable. Are they are, they really gonna do it the way you told, them to do it and will they do it, when you're not around so. If, you look at it from the customer, point of view those of you who have been to the Philippines, and you spent, time there. When, you look around, I mean, you appreciate, the, the, the, restaurants, and whatnot the businesses, where. They behave, professionally and, and, you're more likely to go back and do your business, there but, so, often, you.
Will Run into. Not-so-great, service and and. Maybe, the waiters and waitresses are doing their job when, the owner is physically. There, to, watch them and manage. Them but, if he, decided to take a day off or he's got to be at another location, or, whatever well. Then it's you know trying to get a waitress, there they're playing on the phone or, you know you're still like waiting for your food and you. Know and you know it's just be it gets really nutty so. The, biggest complaint, that I've heard from expats, who who do have a business is that. It's hard to find good help and then. You need to train them and then. And again a lot of expats don't, train, their help they, don't invest the time or. They. Try, they. Try to, train, them but. It's that whole if the cat's away the mice will play if he's not around. It's. Like leaving a bunch of unsupervised, kids on their own and that leads, me to the second thing I. Know, successful. Expats. With restaurants, and they would love to franchise. I mean, they've got a great business going, in one location they would love to operate, on the other side of town, the. Problem, is, every. Single one of them has has, had such, difficulty. Finding. A good manager. A manager. That is two. Things competent. And trustworthy. He. Might get a competent, one and then find out the guy's embezzling, from him or. He might find one that's honest. But he's incompetent so. It's, really, been, hard for them to find a good manager, which, leads to the, next thing if you're. Going to run a business especially. A restaurant, but most any business, there in the Philippines you. May, as well just forget about considering. Yourself retired, because. You're gonna have to, personally. Manage, this business on your own a lot, your. Your a lot of your time I would say six to seven days a week is. Going to be spent on that business, so, if your idea is that, you're gonna pop into the business three four days a week and the rest of the time they're gonna be out island hopping you. Can pretty much drop that idea okay. Unless, you can find some really good managers, which again is going to be a needle. In a haystack. Your. If you're looking, at running a business in the Philippines you're.
Looking At giving up your time you're, not gonna have a bunch of free time there. Will anybody, that has run a business my parents, ran, a Mexican. Food restaurant in, California. I ran, a catering, company for, nine years I, know. I, know, the, business I've run my own computer repair, business I know, that. There is everyday some, problem, to solve and and. In the Philippines, you're gonna have all the usual, business issues. To deal with and, you're. Gonna need to do it in a whole other culture you're, gonna have to find creative solutions, now. Getting back to employees. Here's. Another thing you just need to keep in mind again I'm not trying to talk you out of doing a business plenty. Of expats do run their. Own business in the Philippines but. I want you to be aware that when, you hire, someone. And the. Typical practice is again, if you're running say a restaurant, or a bar or, whatever a, lot, of guys know well. Hey pretty girls bring business. Everybody. Wants to come to your sandwich shop or your your your bar or your, restaurant. If you've got pretty waitresses, and hostesses, that's kind of a given everybody knows that but. Here's again, the thing the liability. That comes with that you. Hire a Filipina, and. She's, supposed to be your waitress or your hostess, and. You. Give her three four six months, to work out you try training, her you try managing, her but, she is just not working, out she's lazy always, on the phone doesn't give the customers. The service that's expected, and you finally throw, in the towel and you go you know I gave you six months I'm not, renewing your contract hit. The road we're, done. Now. In, the majority, of cases that'll, be the end of it you, know maybe, she'll, do a little bit of Facebook drama but that'll be the end of it but. In a worst case scenario, you're. Gonna end up with her, filing, a blotter against, you accusing. You of who knows what I'm. Sure you can imagine all because. She wants some payback, because. Now you fired. Her again, you're you know you, have to remember some people are just really. Immature and, and. They will not look at the fact that they were fired. Because. They didn't do the job right they'll, never admit that even, to themselves, all. They know is they were getting, a paycheck now. They're not and you're, the one that made their life hard so now they're gonna make your life hard that's how immature. And, simplistic, some, people are and that's. What you're gonna end up dealing with every. So often as you, have to terminate an employee all, right so again, one, more element that, you're just gonna have to really, be ready to deal with when the time comes.
There. There is no real guarantee any, business, in any country, is going to succeed again, it's a combination of. What. Is the local market, want what. Are they willing to pay and, how, much, petition do you have those. Three elements, will be different, in every city and and. If, your you've got the right business, idea, but you're the johnny-come-lately, who. Showed up last the. Other ones already captured the market, and you're gonna have your work cut out for you trying to get some of that market, again. You're gonna have to really excel, in your your, service or your product or your marketing, so. What are some ideas that you can do well one is. Starting it kind of like the very bare bottom, many. Guys will. Finance. A, little small sorry sorry store it's, about as simple as you can get I mean you literally build, a small, patio to the front of the house make. It so it's you can secure, it up at night and, then. You just stock it up I mean for like two hundred bucks you could stop the entire sorry, sorry store with, all the usual things it's eggs and instant coffee the, little travel, packets of shampoo, and toothpaste. And. Eggs and, you know a couple buckets of rice and, I mean if you can just like take a picture on the inside of any sari-sari, store there's. Your whole inventory I mean you'll just need to just go out and buy that stuff you can go down to the store and just get, a couple of shopping carts worth of stuff a bunch of fried, snacks, and you know all, the creamers and sugar, packets, and all this kind of stuff, that's. The usual thing, now here's the thing a. Sari-sari. Store, is. Not. Gonna ever be a blockbuster. Moneymaker. It. Might, make. A little bit of money and by that I mean anywhere, from say a hundred, to max. Maybe I would expect, hundreds, of maybe 500, on average. Again. It can vary, but, here's. The thing you're. In competition. Literally. Like when I was living in bakong, there. Were four sari-sari. Stores, just. Between my place and the main road which is only not even a quarter mile I mean, I I if, one sorry-sorry didn't have eggs I just went to the next one or the next one or the next one so. When it comes to sari-sari, stores you're gonna be running those usually. In the province, but also in the inner city and. You're. Gonna have a lot of competition, I mean. Phillip Philippines, is just known for sari-sari. Stores so. Yes. It's an easy business to start up, and. I and I went into more detail in the other video about, the the problems, you can run into with that, but. It's. An idea I wouldn't put it up as one of the great ideas, but, it's a simple idea just. Expect, there's. About. A 75%. Chance it's going to fail. Another, business, idea is water, filtration, now. There's, a high demand for, water, for, filtered, water. So. If you can get into an area that for some reason there's only one or two vendors. You, could probably capture, that market, there's. Places online where in, the Philippines, you can again, it's a big business so there's places, in the, Philippines where you can order the tanks and the filters, and the, whole system, you know though, they'll even provide a guy that answers your questions on how to set this thing up and run it and all that and, it's about as turnkey, as you could get, you know you pump dirty water in you'll run it through the filter you bottle it up nice and clean you label, it you sell it now, you're, selling a five-gallon.
Bottle, Of water for, about 75, cents, roughly, right about there depending on the area again you people vary the price based on the competition. So. That's one other, idea, now another idea, is, laundromat. Now here's. The thing what I have seen is that when. It comes to laundry service, there's. Two, tiers. There's, the amateur-hour laundry. People and, that's usually some well-meaning, good Filipino, you. Know family, and they'll they'll take in your laundry and they'll they'll, wash it the old table away in the bucket and then they hang it up and if, it's not rainy season, well, then you get your clothes back dried, and folded, and wrapped in plastic you know the next day or two days later. Again. Weather permitting, I've, waited up to four days before I just went with somebody else because it was raining and yeah, they hung my stuff up or they watch it because they knew wasn't gonna dry, so. That's the first tier, is just. Kind of the the amateur-hour approach, now, when it comes to laundry. Service. There's, one for instance and dumaguete there's plenty of these but, these. Are more the professional. Approach, to, laundry they. Rent out a business suite, and and. They, have two rows of, real. Washing. Machines not. The plastic, washing, machines you get at the mall for a hundred bucks that you can literally lift, up and carry around I, mean it's just the weight of the plastic, and the motor I mean it's it's, pretty, cheaply, made you're. Not using that what, you're using are real. Washing. Machines and dryers, made. Of metal, that are industrial. And made for the business, now. These are the people that are making money rain or shine because. If they're near an apartment, complex with, a bunch of expats. Filipinos. For the most part are not going to pay to have their laundry done not, when they could pay 120. Bucks a month to. Get not, only their laundry done but their house cleaned, and their food cooked and their kids watched by, hiring a Yaya so. It's, mostly, a lot, either. Wealthy. Filipinos, or for the most part expats, especially. Single guys who. Have no clue for the most part most of them how to even use a washing machine to begin with or they just don't want a hassle, it so, if. You're if you can get set up a suite with real. Washing, machines so you're talking real money investment. Here. Rain. Or shine you can wash these clothes have, them dried the. The staff will fold them and you, can again be turning this over now. Again, you need people, you can trust unless you plan on being, there all day. To. Handle the financial, transactions. Or I, know one guy who he, kept cameras. On. His business and he would watch it on his phone app you, know he would do that but. You. Know that's the other issue is the, money comes in and then some, of it falls into somebody's, pocket you know before, the day so. Washing. You know laundry service, that's another idea an idea, that I've put out there before is. Storage. Units buy a piece of land just, outside of town where it's a little bit cheaper put, a true, really, good fence around it high with, barbed wire have. Security, alarm, systems, and then, it really doesn't take much construction, to, then put. Down some cement grate, it so that the rain goes away you know flows down, build. Out of brick, some, actual. Storage. Units, make. It secure, have. Guards. At the front and back and now. You got yourself the beginnings, of a, storage, business, and, again. I would love to see this in, more of the Philippines, there are a few in Cebu but a lot of the smaller islands don't even have this and.
It Would be great because there's so many expats, who they buy some furniture they, buy a motorcycle they, buy a bunch of stuff, they. Just want to go back home to take care of something for two three months but. Now they gotta sell everything, really cheap because they got nowhere to put it you. Know so so, having a storage, unit where, they could just store, all their clothes and, their their pots and pans and motorcycle, and whatnot. Would. Be really great you could even use part of the the land to. Store, guys. Expats. Vehicles. You, know charge. Them X amount per parking. Space to leave the car there for for, whatever you know four months six months whatever they need, so. Storage storage, is a. Possible. Business that I see there's a demand for and, the. Demand is really not being met in, the way that it's needed a take, off from the whole storage, thing is lockers. Now you, would have to get a lease at a beachfront or. Work with an existing business and again they may just cut you out and do it themselves but. I, would, love to, be, able to go to the Philippines and, there's, an actual brick, structure. With lockers, that you could put. A lock on. And you have your own key and you. Put your towel and your wallet, and everything in there because, when you go to a. Lot of these places these beaches there's nowhere to put your stuff so you got to go go there with like two three other people it's like hey watch my stuff while I go in the water you can't all go in the water at the same time or, if you go there by yourself, again. You're kind of stuck for where, do I put my stuff while I'm out in the water so. Beach. Storage. Units, I would love to see that, another. One that a buddy of mine did was jet, ski rentals, jet, ski rentals, again you lease some property, on the beach and, again. You know if you got the money to get one or two jet skis and start renting them out once in awhile but again if you're you have to look at the area, if not many, expats, are going there very. Few Filipinos, are going to you, know say well let's see you know I make I make, five, hundred dollars, a month and, I, want us this guy's charging, seventy five dollars an hour to ride a jet ski no.
I Don't think it's gonna happen but. You know again you bring expats, into the equation, and then it's a doable business. Now. Bars. I know. A lot of guys have dreamed about having. Their own bar in a foreign country out in the tropics, and just, really enjoying it and I know for, instance one, guy Joe who over. There on Mactan he had the ultimate coolest. Best bar again I'll maybe put some video a link to that my. Tour of his place and. He had a great thing going but. Again. You know when you're when you're running a bar and, you've. Got you've. Got women you've, got booze you've, got good, times and. You know he had like massage, and, he had quickie, rooms and, he had you. Know just this whole thing going. Well. I'll, just say that the business can get a bit complicated. The, people you have to deal with in, order to stay in business you. Got to pay a little money here pay a little money there otherwise, accidents. Happen. Raids, all that so so, you're really I don't know I personally. I consider, owning, a bar in the Philippines, a high, liability. Hobby. You. Know do it if you want just before worn it comes, with a lot of business. Drama. For lack of a better word, so. Go. Ahead and we'll just end, it here and talk. In the comments about other, business, ideas, that you've been curious about, ideas. That you may be considered, or or businesses, that you've already run, in, the Philippines, that have succeeded, or businesses, you thought would succeed, and just, ended up being you know a total bust so. Look, forward to seeing in the comments, and again I'll put the links to different related videos I've done about business, here, in the comments section at the top alright, see, you there.